📍 Tennessee Estate Planning Guide

Best Online Will Makers in Tennessee 2026

State-specific probate laws, tax rules, and our top-ranked will & trust services for Tennessee residents — tested and reviewed.

✍️ Updated June 2026 ⚖️ Tennessee Law Reviewed 👥 5 Services Compared
Our Top Pick for Tennessee
Trust & Will
Why: Comprehensive tennessee estate planning with clear execution instructions.
Get Started with Trust & Will →

Why Estate Planning Matters in Tennessee

Creating a will or living trust is one of the most important financial decisions you can make for your family. Without a valid will, Tennessee's intestacy laws — not your wishes — determine who inherits your assets, who raises your children, and how your estate is distributed.

The good news: online will makers have made legal estate planning accessible to every Tennessee resident at a fraction of traditional attorney costs ($89–$399 vs. $1,500–$5,000+ for a traditional estate attorney).

⚠️ Tennessee-Specific Note: Tennessee eliminated its estate tax in 2016, making it more attractive for retirees. Tennessee recognizes holographic wills. Nashville-area real estate appreciation makes planning for larger estates increasingly relevant.

Tennessee Estate Planning Laws

⚖️ Tennessee Key Facts

Probate in Tennessee

Tennessee Probate Courts (Circuit or Chancery Courts) handle estate administration. Small estates under $50,000 can use simplified procedures.

A revocable living trust is the most effective way to avoid probate entirely in Tennessee. Assets held in a trust pass directly to beneficiaries outside of court — saving time, legal fees, and the stress of probate proceedings.

Tennessee Estate & Inheritance Tax

Tennessee has no state estate tax (eliminated in 2016), no income tax (on wages), and no inheritance tax.

Medicaid Asset Protection in Tennessee

Tennessee TennCare (Medicaid) has a 5-year lookback with standard federal rules.

If you or a family member may need nursing home care in the future, Medicaid planning in Tennessee should be part of your estate plan. Speak with a licensed elder law attorney for personalized advice.

Quick Comparison: Best Will Makers for Tennessee

Top Will & Trust Services for Tennessee Residents
Service Score Will Price Trust Price State-Specific Link
LegalZoom 9.1/10 $89 $279 ~ View Deal
Nolo's WillMaker 8.7/10 $99 $249 ~ View Deal
LawDepot 8.3/10 $49 $149 ~ View Deal
Fabric by Gerber 7.8/10 Free N/A ~ View Deal

Detailed Reviews: Best Will Services for Tennessee

Our team reviewed each service based on Tennessee-specific document accuracy, ease of use, price, customer support, and compliance with Tennessee's will signing requirements.

LegalZoom

Most trusted brand — 4M+ customers, publicly traded

9.1/10
Will$89
Trust$279
4M+ customersAttorney-draftedState-specificNASDAQ: LZAttorney access add-on
  • ✓ Most recognized brand
  • ✓ Strong state-specific docs
  • ✓ Attorney network access
  • ✓ Long track record
  • ✗ Attorney consult costs extra
  • ✗ Upsell-heavy interface
Get Started with LegalZoom →

Nolo's WillMaker

Best value — one-time purchase, no subscription

8.7/10
Will$99
Trust$249
One-time purchaseNo subscriptionTrusted since 1971State-specificSoftware download
  • ✓ No recurring fees
  • ✓ Nolo's authoritative legal reputation
  • ✓ Good for DIY users
  • ✓ Comprehensive questionnaire
  • ✗ Desktop software feel
  • ✗ Less modern UI
  • ✗ Limited live support
Get Started with Nolo's WillMaker →

LawDepot

Best for single documents — pay per form

8.3/10
Will$49
Trust$149
Pay per documentState-specific formsInstant downloadSubscription optionWidely used
  • ✓ Lowest per-document cost
  • ✓ Flexible — pay only for what you need
  • ✓ Fast and simple
  • ✗ Less guidance than competitors
  • ✗ No attorney review
  • ✗ Subscription auto-renews
Get Started with LawDepot →

Fabric by Gerber

Best free option — basic will at no cost

7.8/10
WillFree
TrustN/A
Free willLife insurance integrationMobile-firstGuardianship focusParents-focused
  • ✓ Completely free basic will
  • ✓ Great for young parents
  • ✓ Integrated life insurance quotes
  • ✗ No living trust
  • ✗ Limited customization
  • ✗ Life insurance upsell
Get Started with Fabric by Gerber →

How to Create a Valid Will in Tennessee

Creating a legally valid will in Tennessee requires following specific formalities. Here's what you need:

  1. Be of legal age: You must be 18 or older (or legally emancipated) to create a will in Tennessee.
  2. Sound mind: You must be of "sound mind" — understanding what a will is, what you own, and who your heirs are.
  3. Written document: Tennessee requires a written (typed or printed) will. Most states also recognize handwritten (holographic) wills.
  4. Signature: Sign your will at the end. If you cannot sign, someone may sign in your presence at your direction.
  5. Witnesses: 2 witnesses required; notarization for self-proving status.
  6. Safe storage: Store your original will somewhere safe. Tell your executor where to find it. Consider filing it with the Tennessee court if your state allows it.

Will vs. Living Trust in Tennessee

Both wills and living trusts are valid estate planning tools in Tennessee, but they serve different purposes:

Will vs. Trust Comparison

Frequently Asked Questions: Wills & Trusts in Tennessee

What is the best online will maker for Tennessee residents?
Trust & Will is our top pick for Tennessee residents — it comprehensive Tennessee estate planning with clear execution instructions. Their documents are attorney-reviewed and designed to meet Tennessee's specific legal requirements. Starting at $199 for a complete individual plan, it's significantly less than hiring a local estate planning attorney.
Are online wills legal in Tennessee?
Yes — online wills are legally valid in Tennessee when properly executed. You must follow Tennessee's signing requirements: 2 witnesses required; notarization for self-proving status. Reputable online services like Trust & Will and LegalZoom provide state-specific instructions to ensure your will meets all Tennessee legal requirements.
How does probate work in Tennessee?
Tennessee Probate Courts (Circuit or Chancery Courts) handle estate administration. Small estates under $50,000 can use simplified procedures. A living trust is the most effective way to avoid the Tennessee probate process entirely.
Does Tennessee have an estate or inheritance tax?
Tennessee has no state estate tax (eliminated in 2016), no income tax (on wages), and no inheritance tax.
What happens if I die without a will in Tennessee?
Standard intestate succession; surviving spouse has elective share rights to at least 40% of the estate. Dying without a will (intestate) in Tennessee means the courts decide who gets your assets, who raises your children, and who manages your estate — which may not match your wishes. Creating even a basic will prevents this.
How does Medicaid planning affect my estate in Tennessee?
Tennessee TennCare (Medicaid) has a 5-year lookback with standard federal rules. Proper planning — including irrevocable trusts, spousal protection strategies, and Medicaid-compliant annuities — can significantly protect your estate from nursing home costs while maintaining eligibility for Tennessee Medicaid benefits.

Next Steps for Tennessee Residents

Ready to protect your family? Here's what to do:

  1. Choose a service: Trust & Will is our top recommendation for Tennessee residents.
  2. Gather information: List your assets, beneficiaries, and executor choices before starting.
  3. Complete your documents: Follow the state-specific instructions for Tennessee signing requirements.
  4. Execute properly: Sign with your witnesses (2 witnesses required; notarization for self-proving status.) and keep the original safe.
  5. Review periodically: Update your will after major life events (marriage, divorce, birth, significant asset changes).

Protect Your Tennessee Family Today

Start your will or trust in minutes — Trust & Will is attorney-reviewed and valid in Tennessee.

Get Started with Trust & Will →

Disclosure: Law-Trust.com earns a referral fee from some services on this page. This does not affect our editorial independence — we only recommend services we've reviewed. See our editorial policy. This page is for informational purposes only and does not constitute legal advice. Consult a licensed Tennessee attorney for personalized estate planning guidance.