📍 Missouri Estate Planning Guide
Best Online Will Makers in Missouri 2026
State-specific probate laws, tax rules, and our top-ranked will & trust services for Missouri residents — tested and reviewed.
✍️ Updated June 2026
⚖️ Missouri Law Reviewed
👥 5 Services Compared
Why Estate Planning Matters in Missouri
Creating a will or living trust is one of the most important financial decisions you can make for your family. Without a valid will, Missouri's intestacy laws — not your wishes — determine who inherits your assets, who raises your children, and how your estate is distributed.
The good news: online will makers have made legal estate planning accessible to every Missouri resident at a fraction of traditional attorney costs ($89–$399 vs. $1,500–$5,000+ for a traditional estate attorney).
⚠️ Missouri-Specific Note: Missouri offers a 'Beneficiary Deed' (similar to a Transfer on Death deed) allowing real property to pass outside of probate — a useful alternative or complement to a living trust.
Missouri Estate Planning Laws
⚖️ Missouri Key Facts
- Probate System: Missouri Probate Courts handle estate administration. Small estates under $40,000 can use simplified procedures. Missouri has both independent and supervised administration options.
- Estate & Inheritance Tax: Missouri has no state estate tax or inheritance tax.
- Will Signing Requirements: 2 witnesses required; notarization for self-proving status.
- Inheritance Rules: Surviving spouse and children share; spouse entitled to at least 50% of probate assets.
Probate in Missouri
Missouri Probate Courts handle estate administration. Small estates under $40,000 can use simplified procedures. Missouri has both independent and supervised administration options.
A revocable living trust is the most effective way to avoid probate entirely in Missouri. Assets held in a trust pass directly to beneficiaries outside of court — saving time, legal fees, and the stress of probate proceedings.
Missouri Estate & Inheritance Tax
Missouri has no state estate tax or inheritance tax.
Medicaid Asset Protection in Missouri
Missouri DHSS Medicaid has a 5-year lookback with standard federal rules.
If you or a family member may need nursing home care in the future, Medicaid planning in Missouri should be part of your estate plan. Speak with a licensed elder law attorney for personalized advice.
Quick Comparison: Best Will Makers for Missouri
Top Will & Trust Services for Missouri Residents
| Service |
Score |
Will Price |
Trust Price |
State-Specific |
Link |
| Editor's Choice Trust & Will |
9.4/10 |
$199 |
$399 |
✓ |
View Deal |
| LegalZoom |
9.1/10 |
$89 |
$279 |
~ |
View Deal |
| Nolo's WillMaker |
8.7/10 |
$99 |
$249 |
~ |
View Deal |
| LawDepot |
8.3/10 |
$49 |
$149 |
~ |
View Deal |
| Fabric by Gerber |
7.8/10 |
Free |
N/A |
~ |
View Deal |
Detailed Reviews: Best Will Services for Missouri
Our team reviewed each service based on Missouri-specific document accuracy, ease of use, price, customer support, and compliance with Missouri's will signing requirements.
★ Editor's Choice
Trust & Will
Best overall — attorney-reviewed, valid in all 50 states
9.4/10
Attorney-reviewed docsAll 50 statesPOA & healthcare directive includedFree updatesCouples plans available
- ✓ Most comprehensive package
- ✓ Excellent UX
- ✓ State-specific guidance built in
- ✓ 400K+ customers
- ✗ Pricier than basic options
- ✗ No attorney consultation included
Get Started with Trust & Will →
LegalZoom
Most trusted brand — 4M+ customers, publicly traded
9.1/10
4M+ customersAttorney-draftedState-specificNASDAQ: LZAttorney access add-on
- ✓ Most recognized brand
- ✓ Strong state-specific docs
- ✓ Attorney network access
- ✓ Long track record
- ✗ Attorney consult costs extra
- ✗ Upsell-heavy interface
Get Started with LegalZoom →
Nolo's WillMaker
Best value — one-time purchase, no subscription
8.7/10
One-time purchaseNo subscriptionTrusted since 1971State-specificSoftware download
- ✓ No recurring fees
- ✓ Nolo's authoritative legal reputation
- ✓ Good for DIY users
- ✓ Comprehensive questionnaire
- ✗ Desktop software feel
- ✗ Less modern UI
- ✗ Limited live support
Get Started with Nolo's WillMaker →
LawDepot
Best for single documents — pay per form
8.3/10
Pay per documentState-specific formsInstant downloadSubscription optionWidely used
- ✓ Lowest per-document cost
- ✓ Flexible — pay only for what you need
- ✓ Fast and simple
- ✗ Less guidance than competitors
- ✗ No attorney review
- ✗ Subscription auto-renews
Get Started with LawDepot →
Fabric by Gerber
Best free option — basic will at no cost
7.8/10
Free willLife insurance integrationMobile-firstGuardianship focusParents-focused
- ✓ Completely free basic will
- ✓ Great for young parents
- ✓ Integrated life insurance quotes
- ✗ No living trust
- ✗ Limited customization
- ✗ Life insurance upsell
Get Started with Fabric by Gerber →
How to Create a Valid Will in Missouri
Creating a legally valid will in Missouri requires following specific formalities. Here's what you need:
- Be of legal age: You must be 18 or older (or legally emancipated) to create a will in Missouri.
- Sound mind: You must be of "sound mind" — understanding what a will is, what you own, and who your heirs are.
- Written document: Missouri requires a written (typed or printed) will. Most states also recognize handwritten (holographic) wills.
- Signature: Sign your will at the end. If you cannot sign, someone may sign in your presence at your direction.
- Witnesses: 2 witnesses required; notarization for self-proving status.
- Safe storage: Store your original will somewhere safe. Tell your executor where to find it. Consider filing it with the Missouri court if your state allows it.
Will vs. Living Trust in Missouri
Both wills and living trusts are valid estate planning tools in Missouri, but they serve different purposes:
Will vs. Trust Comparison
- Will: Takes effect at death; goes through Missouri probate; becomes public record; does not cover incapacity planning
- Living Trust: Avoids Missouri probate entirely; remains private; can manage assets if you become incapacitated; more complex to set up but saves time and costs for beneficiaries
- Best for most Missouri residents: A "pour-over will" combined with a revocable living trust — the will catches any assets not transferred to the trust, while the trust handles the bulk of your estate outside of probate
Frequently Asked Questions: Wills & Trusts in Missouri
What is the best online will maker for Missouri residents?
Trust & Will is our top pick for Missouri residents — it comprehensive Missouri estate planning with beneficiary deed guidance. Their documents are attorney-reviewed and designed to meet Missouri's specific legal requirements. Starting at $199 for a complete individual plan, it's significantly less than hiring a local estate planning attorney.
Are online wills legal in Missouri?
Yes — online wills are legally valid in Missouri when properly executed. You must follow Missouri's signing requirements: 2 witnesses required; notarization for self-proving status. Reputable online services like Trust & Will and LegalZoom provide state-specific instructions to ensure your will meets all Missouri legal requirements.
How does probate work in Missouri?
Missouri Probate Courts handle estate administration. Small estates under $40,000 can use simplified procedures. Missouri has both independent and supervised administration options. A living trust is the most effective way to avoid the Missouri probate process entirely.
Does Missouri have an estate or inheritance tax?
Missouri has no state estate tax or inheritance tax.
What happens if I die without a will in Missouri?
Surviving spouse and children share; spouse entitled to at least 50% of probate assets. Dying without a will (intestate) in Missouri means the courts decide who gets your assets, who raises your children, and who manages your estate — which may not match your wishes. Creating even a basic will prevents this.
How does Medicaid planning affect my estate in Missouri?
Missouri DHSS Medicaid has a 5-year lookback with standard federal rules. Proper planning — including irrevocable trusts, spousal protection strategies, and Medicaid-compliant annuities — can significantly protect your estate from nursing home costs while maintaining eligibility for Missouri Medicaid benefits.
Next Steps for Missouri Residents
Ready to protect your family? Here's what to do:
- Choose a service: Trust & Will is our top recommendation for Missouri residents.
- Gather information: List your assets, beneficiaries, and executor choices before starting.
- Complete your documents: Follow the state-specific instructions for Missouri signing requirements.
- Execute properly: Sign with your witnesses (2 witnesses required; notarization for self-proving status.) and keep the original safe.
- Review periodically: Update your will after major life events (marriage, divorce, birth, significant asset changes).
Protect Your Missouri Family Today
Start your will or trust in minutes — Trust & Will is attorney-reviewed and valid in Missouri.
Get Started with Trust & Will →
Disclosure: Law-Trust.com earns a referral fee from some services on this page. This does not affect our editorial independence — we only recommend services we've reviewed. See our editorial policy. This page is for informational purposes only and does not constitute legal advice. Consult a licensed Missouri attorney for personalized estate planning guidance.