How Much Does a Living Trust Cost in 2026?

๐Ÿ“… Updated November 2026๐Ÿ”Ž Prices checked November 2026โฑ 9 min read
Written by Sarah Mitchell
Estate Planning Editor ยท Updated November 2026
โœ… Reviewed by James Hartley
Affiliate disclosure: We earn commissions through our links at no extra cost to you. Editorial policy โ†’
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Prices checked November 2026  ยท  Based on each provider's published pages, not a hands-on purchase for this article

๐Ÿ† Quick Answer

A revocable living trust costs nothing to a few thousand dollars depending on who prepares it. Published guides generally put attorney-drafted trusts at roughly $1,500 to $5,000, and more for complex estates. Online, Trust & Will lists its Trust Plan at $499 for one person ($599 for couples). Budget for funding the trust too: recording a new deed and retitling accounts can add costs and your time.

The price on the checkout page is only part of what a living trust costs. This guide breaks it into three layers: the documents, the work to fund the trust, and the costs that are easy to miss. Prices below come from providers' published pages (checked November 2026) or are clearly labeled as typical ranges from published cost guides. They are not quotes, so confirm before you buy or hire.

What does a living trust cost by route?

RouteTypical costWhat you get
FreeWill (California only)FreeRevocable living trust for California residents; self-service
Trust & Will, Trust Plan$499 individual / $599 couplesLiving trust, pour-over will, living will, power of attorney, HIPAA authorization, funding guide
Trust & Will + attorney support+$299 add-on listedWork with a licensed estate planning attorney
Estate planning attorneyOften about $1,500 to $5,000+Custom drafting and advice; varies by location and complexity

Trust & Will and FreeWill figures come from their own published pages, checked November 2026. Attorney figures are a typical range reported by published cost guides, not a quote; local fees vary widely.

What do online living trust services charge?

Trust & Will lists its Trust Plan at $499 for an individual, $599 for couples. The documents it lists include a revocable living trust, schedule of assets, pour-over will, HIPAA authorization, living will, power of attorney, a trust funding guide and a certification of trust. It also lists a $49 per year membership (AI-powered answers, a secure digital vault and one free document shipment a year). Some older pages on the web, and some older pages here, show lower prices; the figures above are from Trust & Will's own site as of November 2026. Our Trust & Will review has more detail.

FreeWill offers a revocable living trust for free, but only to California residents. See our FreeWill review.

Document subscriptions and other services. LegalZoom, Rocket Lawyer and Nolo also sell living trust documents, and LawDepot offers a trust through its document subscription. Their prices and plan structures change, so check each site before comparing. Our best online living trust services roundup and LawDepot review compare these options.

How much does a lawyer charge for a living trust?

Published cost guides commonly describe attorney-drafted revocable living trusts as running from around $1,500 to $5,000, with simple flat-fee packages at the lower end in some areas and complex estates costing more. Fees depend heavily on your state and city, whether the package includes pour-over wills, powers of attorney and healthcare directives, and whether the lawyer helps with funding. Ask for a flat fee in writing and ask exactly which documents it covers.

An attorney is often worth the money if you have a blended family, a child with special needs, a business, property in more than one state, estate tax concerns, or an expected family dispute. Our guide on online vs lawyer-drafted documents covers the trade-offs.

What extra costs come after the documents?

A trust only controls assets that are actually in it, so funding is part of the real cost. See our step-by-step guide on how to fund a living trust.

Property tax consequences of transferring a home into a revocable trust depend on your state, so ask the county assessor or a lawyer before you record a deed.

When is a living trust worth the cost?

A trust can let assets in the trust pass without probate, keep details more private than a probated will, and name someone to manage your property if you become incapacitated. It is most often considered by homeowners, people with property in more than one state, and people who want to control when beneficiaries receive money. Probate costs and timelines differ a lot between states, and some states have simplified procedures for small estates, so a trust is not automatically worth it everywhere. Read what a living trust is and living trust vs will to decide.

Are there cheaper options?

Yes, and for many people they are enough. If your estate is simple, a signed will, a power of attorney and up-to-date beneficiary designations can cover the basics for little or no money; see how much a will costs and best free will makers. Other ways to avoid probate, such as beneficiary designations and joint ownership, are covered in how to avoid probate. A trust becomes more compelling as assets, real estate and complexity grow.

Frequently Asked Questions

How much does a living trust cost?

It ranges from free (FreeWill, California residents only) to about $499 for an individual online plan (Trust & Will, as of November 2026) to roughly $1,500 to $5,000 or more with an attorney, according to published cost guides. Funding the trust can add costs and time.

Is a living trust cheaper online than with a lawyer?

Usually yes for the documents themselves, but an online service is self-service. A lawyer gives advice tailored to your state and family, which can matter for complex situations.

What does Trust & Will charge for a trust?

Trust & Will lists its Trust Plan at $499 for an individual and $599 for couples, with a $49 per year membership and optional attorney support listed at +$299. Prices checked November 2026; confirm before buying.

Does FreeWill offer a free living trust?

Only for California residents. In other states FreeWill offers a free will, healthcare directive, financial power of attorney and beneficiary designations, but not a trust.

What does it cost to put a house in a living trust?

You usually record a new deed with the county. Recording fees vary by county and are commonly reported from roughly $10 to a few hundred dollars, plus the cost of preparing the deed if a lawyer or title company does it.

Are there ongoing costs for a living trust?

A revocable trust generally has no required annual filing, but some services charge a yearly membership, and you may pay to update documents after life changes.

Do I need a living trust if I only have a small estate?

Not always. Many people with simple estates use a will, power of attorney and beneficiary designations. Probate rules and small-estate procedures vary by state, so check yours or ask an attorney.

Does a living trust avoid all taxes?

No. A revocable living trust is generally not a tax-saving tool by itself. Estate and income tax questions depend on your situation, so speak with a tax professional or attorney.

Not legal advice. This article is general information, not legal advice, and no document guarantees any outcome. Laws differ by state; consult a licensed attorney about your situation.

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