Gentreo Review 2026: Is It Still Worth Using?

๐Ÿ“… Updated October 2026โฑ 6 min read
Written by Sarah Mitchell
Estate Planning Editor ยท Updated October 2026
โœ… Reviewed by James Hartley
Affiliate disclosure: We earn commissions through our links at no extra cost to you. Editorial policy โ†’

๐Ÿ† The Short Answer

Gentreo still lists a consumer estate planning plan, but its home page now targets banks, credit unions and employers. Its vault page shows $150 for the first year, then $50 a year (prices checked October 2026). Many people may reach it through a credit union or employer benefit. If you want a standalone option, compare Trust & Will and others before buying.

What is Gentreo in 2026?

Gentreo started as an online estate planning service. Its company page says, "We started in estate planning because that is where we saw it first," and describes a broader goal of helping people through life milestones such as marriage, births, moves and losses.

Today its home page calls it an "AI powered Lifecycle Intelligence Platform" for customer engagement and retention, and tells organizations to contact the partnerships team about custom pricing. That is a business-facing pitch, not a consumer one.

Can individuals still buy Gentreo directly?

It appears so, though you should confirm. Gentreo's site navigation still has a "Personal" section, a "Get Started" button, and pages for included documents. The Digital Family Vault page says you can "start creating documents for free" and "pay when you're ready to finalize." We could not confirm which states or situations are supported, so check on gentreo.com before you start.

What documents and features does Gentreo include?

Gentreo's disclaimer says it is not a law firm, does not give legal advice, and that communications are not covered by attorney-client privilege.

How much does Gentreo cost?

ItemListed on vendor page
All-inclusive estate planning, first year$150
Renewal to keep documents current$50 per year
Vault access for invited familyFree Team Memberships
Organization (employer/bank) pricingCustom, contact Gentreo

Prices checked October 2026 on gentreo.com/digital-vault. Taxes, state differences and promotions were not verified.

Gentreo's credit union page describes seat licenses as a member benefit "starting at just $25 per member," plus revenue-share or discount-code arrangements. Whether your credit union uses any of these, we cannot say.

Who is Gentreo for, and who should look elsewhere?

It may suit you if:

Look at alternatives if:

What are the alternatives to Gentreo?

โœ… Trust & Will

Trust & Will focuses on estate planning for individuals. Its compare page lists a Trust Plan at $499 (documents include a will, revocable living trust, power of attorney, living will and HIPAA authorization) and an optional membership at $49 a year that includes a digital vault. Prices checked October 2026; the will-only plan price and couples pricing were not verified.

See Trust & Will plans โ†’

Other online will makers, including LegalZoom, Rocket Lawyer, Nolo, Willful and FreeWill, also sell wills. Pricing and state coverage vary, so verify on each site. See our best online will maker guide, living trust services comparison and living trust vs will guide.

Frequently Asked Questions

Is Gentreo still available to individuals in 2026?

Gentreo's own site still lists personal estate planning content, included documents (will, living trust, power of attorney, health care proxy, pet trust) and a "Get Started" button. Its home page, however, now markets mainly to organizations. Check gentreo.com for current availability in your state.

How much does Gentreo cost?

Gentreo's Digital Family Vault page lists an all-inclusive estate planning plan at $150 for the first year, then $50 per year. Prices checked October 2026. Credit unions or employers may offer different arrangements, and Gentreo says organization pricing is custom.

What documents does Gentreo include?

Gentreo's site lists a Last Will & Testament, Living Trust, Power of Attorney, Health Care Proxy and Pet Trust, plus a Digital Family Vault for storing them.

Is Gentreo a law firm?

No. Gentreo's site disclaimer says it is not a law firm or a substitute for an attorney, provides self-help services at your direction, and that communications are not protected by attorney-client privilege.

Can I get Gentreo through my credit union or employer?

Possibly. Gentreo's credit union page describes member-benefit seat licenses, revenue-share and discount-code arrangements, and its home page promotes the platform to employers. Ask your credit union or HR team whether it is offered.

What is the Gentreo Digital Family Vault?

It is a secure online space where documents created with Gentreo are saved automatically. You can invite people into a "Gentreo Circle" and choose which documents each person can see, according to Gentreo's vault page.

What are the alternatives to Gentreo?

Options include Trust & Will, LawDepot, and other online will makers, or a local estate planning attorney if your situation is complex. Compare features, state support and pricing on each provider's own page.

Is Gentreo enough for a complex estate?

This review cannot say. Blended families, business ownership, large estates or special-needs beneficiaries often call for a licensed attorney in your state. Check with your state's court or bar resources. This is not legal advice.

This article is for general information only, is not legal advice, and makes no promise about any outcome. Estate laws and signing rules differ by state, so confirm requirements with your state court or an attorney.

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