📍 Washington Estate Planning Guide
Best Online Will Makers in Washington 2026
State-specific probate laws, tax rules, and our top-ranked will & trust services for Washington residents — tested and reviewed.
✍️ Updated June 2026
⚖️ Washington Law Reviewed
👥 5 Services Compared
Our Top Pick for Washington
Trust & Will
Why: Washington community property and estate tax planning guidance; essential for seattle-area homeowners.
Get Started with Trust & Will →
Why Estate Planning Matters in Washington
Creating a will or living trust is one of the most important financial decisions you can make for your family. Without a valid will, Washington's intestacy laws — not your wishes — determine who inherits your assets, who raises your children, and how your estate is distributed.
The good news: online will makers have made legal estate planning accessible to every Washington resident at a fraction of traditional attorney costs ($89–$399 vs. $1,500–$5,000+ for a traditional estate attorney).
⚠️ Washington-Specific Note: Washington's $2.193 million estate tax threshold catches many Seattle-area homeowners and tech workers. Washington is a community property state. Washington's estate tax rates go up to 20% — proper trust planning (including credit shelter trusts for couples) is essential.
Washington Estate Planning Laws
⚖️ Washington Key Facts
- Probate System: Washington Superior Courts handle probate. Washington has a unique 'nonintervention' administration that is very efficient for most estates. Small estates under $100,000 can use simplified affidavit procedures.
- Estate & Inheritance Tax: Washington has a state estate tax on estates over $2.193 million (2026), with rates from 10% to 20%. Washington has no state income tax.
- Will Signing Requirements: 2 witnesses required; notarization for self-proving status.
- Inheritance Rules: Community property state; surviving spouse takes community property; separate property follows intestate rules.
Probate in Washington
Washington Superior Courts handle probate. Washington has a unique 'nonintervention' administration that is very efficient for most estates. Small estates under $100,000 can use simplified affidavit procedures.
A revocable living trust is the most effective way to avoid probate entirely in Washington. Assets held in a trust pass directly to beneficiaries outside of court — saving time, legal fees, and the stress of probate proceedings.
Washington Estate & Inheritance Tax
Washington has a state estate tax on estates over $2.193 million (2026), with rates from 10% to 20%. Washington has no state income tax.
Medicaid Asset Protection in Washington
Washington DSHS Medicaid has a 5-year lookback with standard federal rules.
If you or a family member may need nursing home care in the future, Medicaid planning in Washington should be part of your estate plan. Speak with a licensed elder law attorney for personalized advice.
Quick Comparison: Best Will Makers for Washington
Top Will & Trust Services for Washington Residents
| Service |
Score |
Will Price |
Trust Price |
State-Specific |
Link |
| Editor's Choice Trust & Will |
9.4/10 |
$199 |
$399 |
✓ |
View Deal |
| LegalZoom |
9.1/10 |
$89 |
$279 |
~ |
View Deal |
| Nolo's WillMaker |
8.7/10 |
$99 |
$249 |
~ |
View Deal |
| LawDepot |
8.3/10 |
$49 |
$149 |
~ |
View Deal |
| Fabric by Gerber |
7.8/10 |
Free |
N/A |
~ |
View Deal |
Detailed Reviews: Best Will Services for Washington
Our team reviewed each service based on Washington-specific document accuracy, ease of use, price, customer support, and compliance with Washington's will signing requirements.
★ Editor's Choice
Trust & Will
Best overall — attorney-reviewed, valid in all 50 states
9.4/10
Attorney-reviewed docsAll 50 statesPOA & healthcare directive includedFree updatesCouples plans available
- ✓ Most comprehensive package
- ✓ Excellent UX
- ✓ State-specific guidance built in
- ✓ 400K+ customers
- ✗ Pricier than basic options
- ✗ No attorney consultation included
Get Started with Trust & Will →
LegalZoom
Most trusted brand — 4M+ customers, publicly traded
9.1/10
4M+ customersAttorney-draftedState-specificNASDAQ: LZAttorney access add-on
- ✓ Most recognized brand
- ✓ Strong state-specific docs
- ✓ Attorney network access
- ✓ Long track record
- ✗ Attorney consult costs extra
- ✗ Upsell-heavy interface
Get Started with LegalZoom →
Nolo's WillMaker
Best value — one-time purchase, no subscription
8.7/10
One-time purchaseNo subscriptionTrusted since 1971State-specificSoftware download
- ✓ No recurring fees
- ✓ Nolo's authoritative legal reputation
- ✓ Good for DIY users
- ✓ Comprehensive questionnaire
- ✗ Desktop software feel
- ✗ Less modern UI
- ✗ Limited live support
Get Started with Nolo's WillMaker →
LawDepot
Best for single documents — pay per form
8.3/10
Pay per documentState-specific formsInstant downloadSubscription optionWidely used
- ✓ Lowest per-document cost
- ✓ Flexible — pay only for what you need
- ✓ Fast and simple
- ✗ Less guidance than competitors
- ✗ No attorney review
- ✗ Subscription auto-renews
Get Started with LawDepot →
Fabric by Gerber
Best free option — basic will at no cost
7.8/10
Free willLife insurance integrationMobile-firstGuardianship focusParents-focused
- ✓ Completely free basic will
- ✓ Great for young parents
- ✓ Integrated life insurance quotes
- ✗ No living trust
- ✗ Limited customization
- ✗ Life insurance upsell
Get Started with Fabric by Gerber →
How to Create a Valid Will in Washington
Creating a legally valid will in Washington requires following specific formalities. Here's what you need:
- Be of legal age: You must be 18 or older (or legally emancipated) to create a will in Washington.
- Sound mind: You must be of "sound mind" — understanding what a will is, what you own, and who your heirs are.
- Written document: Washington requires a written (typed or printed) will. Most states also recognize handwritten (holographic) wills.
- Signature: Sign your will at the end. If you cannot sign, someone may sign in your presence at your direction.
- Witnesses: 2 witnesses required; notarization for self-proving status.
- Safe storage: Store your original will somewhere safe. Tell your executor where to find it. Consider filing it with the Washington court if your state allows it.
Will vs. Living Trust in Washington
Both wills and living trusts are valid estate planning tools in Washington, but they serve different purposes:
Will vs. Trust Comparison
- Will: Takes effect at death; goes through Washington probate; becomes public record; does not cover incapacity planning
- Living Trust: Avoids Washington probate entirely; remains private; can manage assets if you become incapacitated; more complex to set up but saves time and costs for beneficiaries
- Best for most Washington residents: A "pour-over will" combined with a revocable living trust — the will catches any assets not transferred to the trust, while the trust handles the bulk of your estate outside of probate
Frequently Asked Questions: Wills & Trusts in Washington
What is the best online will maker for Washington residents?
Trust & Will is our top pick for Washington residents — it Washington community property and estate tax planning guidance; essential for Seattle-area homeowners. Their documents are attorney-reviewed and designed to meet Washington's specific legal requirements. Starting at $199 for a complete individual plan, it's significantly less than hiring a local estate planning attorney.
Are online wills legal in Washington?
Yes — online wills are legally valid in Washington when properly executed. You must follow Washington's signing requirements: 2 witnesses required; notarization for self-proving status. Reputable online services like Trust & Will and LegalZoom provide state-specific instructions to ensure your will meets all Washington legal requirements.
How does probate work in Washington?
Washington Superior Courts handle probate. Washington has a unique 'nonintervention' administration that is very efficient for most estates. Small estates under $100,000 can use simplified affidavit procedures. A living trust is the most effective way to avoid the Washington probate process entirely.
Does Washington have an estate or inheritance tax?
Washington has a state estate tax on estates over $2.193 million (2026), with rates from 10% to 20%. Washington has no state income tax.
What happens if I die without a will in Washington?
Community property state; surviving spouse takes community property; separate property follows intestate rules. Dying without a will (intestate) in Washington means the courts decide who gets your assets, who raises your children, and who manages your estate — which may not match your wishes. Creating even a basic will prevents this.
How does Medicaid planning affect my estate in Washington?
Washington DSHS Medicaid has a 5-year lookback with standard federal rules. Proper planning — including irrevocable trusts, spousal protection strategies, and Medicaid-compliant annuities — can significantly protect your estate from nursing home costs while maintaining eligibility for Washington Medicaid benefits.
Next Steps for Washington Residents
Ready to protect your family? Here's what to do:
- Choose a service: Trust & Will is our top recommendation for Washington residents.
- Gather information: List your assets, beneficiaries, and executor choices before starting.
- Complete your documents: Follow the state-specific instructions for Washington signing requirements.
- Execute properly: Sign with your witnesses (2 witnesses required; notarization for self-proving status.) and keep the original safe.
- Review periodically: Update your will after major life events (marriage, divorce, birth, significant asset changes).
Protect Your Washington Family Today
Start your will or trust in minutes — Trust & Will is attorney-reviewed and valid in Washington.
Get Started with Trust & Will →
Disclosure: Law-Trust.com earns a referral fee from some services on this page. This does not affect our editorial independence — we only recommend services we've reviewed. See our editorial policy. This page is for informational purposes only and does not constitute legal advice. Consult a licensed Washington attorney for personalized estate planning guidance.