Estate planning used to require booking an attorney appointment, driving to an office, and spending $2,000–$5,000. Today, you can create a legally valid will, living trust, power of attorney, and healthcare directive from your phone in under an hour — for $0 to $199.
We tested all the major estate planning apps and web services, ranking them on mobile experience, document quality, pricing, and comprehensiveness. Here's the definitive guide for 2026 — including our top recommendation for most people, plus tailored picks for specific situations.
#1 Trust & Will — Best overall, comprehensive estate plan ($199–$499) | #2 Fabric — Best free app ($0, iOS/Android) | #3 Tomorrow — Best free alternative ($0) | #4 LegalZoom — Best with attorney access ($89+) | #5 Rocket Lawyer — Best subscription with attorney Q&A | #6 LawDepot — Best for document breadth | #7 Nolo — Best desktop/download option
| Rank | Service | Score | Price | Mobile App | Living Trust | Free Option |
|---|---|---|---|---|---|---|
| #1 | Trust & Will | 9.7 | $199–$499 | Mobile web | ✅ | ❌ |
| #2 | Fabric by Gerber | 8.6 | Free | ✅ Native app | ❌ | ✅ Truly free |
| #3 | Tomorrow | 8.0 | Free | ✅ Mobile app | ❌ | ✅ Truly free |
| #4 | LegalZoom | 9.1 | $89–$299+ | Mobile web | ✅ | ❌ |
| #5 | Rocket Lawyer | 8.9 | $39.99/mo | Mobile web | ✅ | ⚠️ 7-day trial |
| #6 | LawDepot | 8.8 | $33/mo | Mobile web | ✅ | ⚠️ 7-day trial |
| #7 | Nolo WillMaker | 8.4 | $99.99/yr | ❌ Desktop only | ✅ | ❌ |
Trust & Will's mobile web experience is excellent. The responsive interface adapts beautifully to smartphones — one question at a time, clean layout, and fast load times even on cellular. While there's no dedicated native app (iOS/Android), the mobile web experience is smooth enough that most users won't feel the difference. For a complete estate plan — will, power of attorney, and healthcare directive — this is the best experience available.
The Individual Will Plan at $199 covers a single person. The Couples Will Plan at $299 covers both spouses. For homeowners or people with significant assets, the Trust Plans ($399 individual / $499 couples) add a revocable living trust to the complete document package. The funding instructions included with the trust plan — explaining how to retitle your home and accounts into the trust — are genuinely valuable and often missing from competing services.
Mobile score: 9/10 — excellent responsive web; no dedicated native app.
Fabric's app is genuinely the best native mobile experience in estate planning. Clean, modern design. The will creation process asks only essential questions — no legal jargon, no confusion. The completed will is stored securely in the app with easy access anytime. The app also helps you review beneficiary designations on life insurance policies, which is a useful feature often overlooked.
The critical gap is the missing power of attorney and healthcare directive. Without these documents, there's no one legally authorized to manage your finances or make medical decisions if you're incapacitated but not deceased. For parents of young children, Fabric is an excellent first step. For a truly complete estate plan, you'll need to upgrade to Trust & Will.
Mobile score: 9.5/10 — best native app in the category, available on iOS and Android.
Tomorrow differentiates itself with a focus on beneficiary designations for retirement accounts and life insurance policies. Many people have wills that leave everything to their spouse, but have old retirement account beneficiary designations pointing to ex-spouses or deceased parents. Tomorrow's flow prompts you to review and update these — a genuinely valuable reminder that assets with beneficiary designations pass outside of a will.
Mobile score: 8/10 — mobile app available; less polished than Fabric but functional.
Trust & Will is our top pick for comprehensive estate planning — attorney-reviewed, all 50 states, and every document you need in one plan.
Get Started with Trust & Will → Try Fabric Free →Trust & Will Couples Plan ($299–$499). Both spouses covered with complete documents — wills, powers of attorney, and healthcare directives for both in a single integrated flow. The Couples Trust Plan ($499) adds a joint living trust for homeowners. This is dramatically better value than services that charge per-person. LegalZoom's equivalent package would run $318+ for will documents alone, with no POA or healthcare directive included at that price.
Fabric by Gerber (Free) or Trust & Will ($199). For parents whose primary concern is designating a guardian quickly — Fabric's free app is the fastest path. Complete a will with guardian nomination in 10 minutes on your phone, at zero cost. For parents who want the complete package (will + POA + healthcare directive) and can budget $199, Trust & Will is the right choice. The guardian designation is the most critical provision — any of these services handles it correctly.
Trust & Will ($199). The clearest, most guided interface with plain-English explanations at every step. Phone support is available if needed. The healthcare directive and durable power of attorney — included in every Trust & Will plan — are especially critical for older adults. The POA ensures someone you trust can manage your finances if you're hospitalized; the healthcare directive ensures medical professionals follow your wishes. LegalZoom is also appropriate for seniors who want optional attorney review.
Trust & Will Trust Plan ($399–$499). Homeowners should seriously consider a living trust to avoid probate on their real estate. A home worth $300,000 going through probate can cost $9,000–$24,000 in fees and 12–18 months of delay. A living trust avoids this entirely. Trust & Will's trust plan includes funding instructions that explain exactly how to retitle your home into the trust — the critical step most DIY tools skip.
LegalZoom ($89+) or Rocket Lawyer ($39.99/mo). Business owners need both personal estate planning (will, POA, healthcare directive) and business succession planning (how your business interest is handled if you die or become incapacitated). LegalZoom handles both personal and business legal documents on one platform. Rocket Lawyer's subscription with attorney Q&A is valuable for business owners who have ongoing legal questions across both personal and business areas.
Fabric or Tomorrow (Free). Both offer legally valid basic wills at no cost. They lack power of attorney and healthcare directive, but a basic will is infinitely better than no will. Use either as a starting point while you plan to upgrade to a complete estate plan. LawDepot's 7-day free trial is another option to create all your estate documents free if you cancel before the trial ends.
Most estate planning "apps" are actually mobile-optimized websites, not dedicated native apps. The distinction matters less than it used to — modern mobile browsers can deliver excellent experiences — but here's what you need to know:
Services with dedicated native apps (iOS/Android): Fabric by Gerber (best-in-class app), Tomorrow. These are downloadable apps from the App Store or Google Play.
Services with excellent mobile-responsive websites: Trust & Will, LegalZoom, Rocket Lawyer, LawDepot. These work flawlessly in your phone's browser without downloading anything. For the guided questionnaire format that estate planning uses, mobile web works just as well as a native app.
Services that require a desktop: Nolo WillMaker Plus. Desktop software only — cannot be completed on a mobile device.
For most users, the app vs. web distinction is irrelevant. Trust & Will's mobile web experience is better than Fabric's native app for a complete estate plan. Fabric's native app is better for a quick, free basic will. Choose based on what documents you need, not whether there's an icon on your home screen.
| Feature | Trust & Will | Fabric | Tomorrow | LegalZoom | Rocket Lawyer | LawDepot | Nolo |
|---|---|---|---|---|---|---|---|
| Last Will | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Living Trust | ✅ | ❌ | ❌ | ✅ | ✅ | ✅ | ✅ |
| Durable POA | ✅ | ❌ | ❌ | ✅ | ✅ | ✅ | ✅ |
| Healthcare Directive | ✅ | ❌ | ❌ | ✅ | ✅ | ✅ | ✅ |
| Native Mobile App | Web only | iOS+Android | iOS+Android | Web only | Web only | Web only | ❌ |
| Attorney Access | ❌ | ❌ | ❌ | Add-on | ✅ Included | ❌ | ❌ |
| Couples Plan | ✅ $299/$499 | ❌ | ❌ | Per-person | ✅ | ✅ | ✅ |
| Free Option | ❌ | ✅ Free | ✅ Free | ❌ | 7-day trial | 7-day trial | ❌ |
| Starting Price | $199 | $0 | $0 | $89 | $39.99/mo | $33/mo | $99.99/yr |
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