Trust & Will Review 2026: Is It Worth It?

Trust & Will has become one of the most recognized names in online estate planning — and for good reason. Founded in 2017, they've helped over 500,000 Americans create wills, trusts, and complete estate plans at a fraction of attorney costs. But in an increasingly competitive market, is Trust & Will still worth it in 2026?

We created a full estate plan using Trust & Will — testing their will, living trust, power of attorney, and healthcare directive. Here's everything you need to know before you spend a dollar.

Trust & Will at a Glance

Trust & Will Score Breakdown

What Documents Does Trust & Will Include?

Will Plan ($199 individual / $299 couples)

• Last Will & Testament (state-specific)
• Durable Financial Power of Attorney
• Healthcare Directive (living will + healthcare POA)
• HIPAA Authorization
• Free lifetime updates

Trust Plan ($399 individual / $499 couples)

• Revocable Living Trust
• Pour-Over Will
• Durable Financial Power of Attorney
• Healthcare Directive
• Certificate of Trust
• Assignment of Personal Property
• Funding Checklist & Guidance
• Free lifetime updates

Guardianship Plan ($249)

• Guardian Nomination for minor children
• Detailed guardian instructions
• Free lifetime updates

The User Experience: Our Honest Assessment

Trust & Will's onboarding is exceptional. You start with a brief questionnaire that helps them recommend the right plan — will or trust — based on your estate size, family situation, and goals. This is genuinely useful, not just a sales funnel.

The document creation process is clean and intuitive. Questions are phrased in plain English, each accompanied by a clear explanation of why it matters. Unlike some competitors where you're left guessing what "per stirpes distribution" means, Trust & Will explains every concept in terms a non-lawyer can understand.

The process takes approximately 20–45 minutes for a will plan and 45–90 minutes for a trust plan. You can save and return to your draft at any time.

One standout feature: the funding checklist included with trust plans. This is a comprehensive guide to transferring your assets into the trust — the step most people miss. It includes specific instructions for retitling real estate, transferring bank accounts, updating retirement account beneficiaries, and more.

Pros and Cons

Trust & Will Pricing: Is It Worth the Cost?

Trust & Will charges a one-time fee (no ongoing subscription). Here's what you pay:

• Will Plan — Individual: $199
• Will Plan — Couples: $299
• Trust Plan — Individual: $399
• Trust Plan — Couples: $499
• Guardianship Plan: $249

Compare this to hiring an estate attorney:

• Simple will: $300–$800
• Living trust (individual): $1,500–$3,000
• Living trust (couples): $2,500–$5,000

The savings are substantial. For the most common use case — a married couple wanting a complete estate plan with living trust — Trust & Will at $499 saves $2,000–$4,500 compared to an attorney. Lifetime free updates add even more value since attorney amendments typically cost $200–$500 per change.

The one legitimate pricing concern: LawDepot's subscription starts at $9.95/month and includes comparable trust documents. If you only need a simple will or a few documents and don't want a subscription, Trust & Will's one-time pricing is clean and predictable. If ongoing document access matters, LawDepot may offer better value.

Who Should Use Trust & Will?

• Families with young children who need a will, guardian nomination, and basic estate plan
• Homeowners who want to avoid probate with a living trust
• Couples who want a joint estate plan at a single predictable price
• Anyone who values simplicity over maximum customization — Trust & Will's guided process is significantly easier than competitors
• People with straightforward estates — if you have complex business interests, multiple LLCs, or significant tax planning needs, an attorney is still better

Trust & Will vs. Competitors

Trust & Will vs. LawDepot: LawDepot offers more document flexibility and is cheaper for simple documents, but the experience is less guided. Trust & Will wins on user experience and comprehensive plans; LawDepot wins on price and document variety.

Trust & Will vs. LegalZoom: LegalZoom includes attorney access in subscription plans — a significant advantage for ongoing legal questions. Trust & Will is cheaper, cleaner, and exclusively focused on estate planning. Choose Trust & Will for a focused estate plan; LegalZoom if you want ongoing legal coverage across multiple areas.

Trust & Will vs. Fabric: Fabric offers a free basic will and is designed for young families with a focus on life insurance integration. Trust & Will is more comprehensive and better for complete estate plans. Fabric is great for first-time planners; Trust & Will for those who want a thorough, professional-grade plan.

Bottom Line: Is Trust & Will Worth It?

Yes — for most people, Trust & Will is absolutely worth it. Their combination of ease-of-use, comprehensive documents, lifetime updates, and state-specific legal quality is hard to beat at the price point. The $399–$499 trust plan is particularly excellent value for homeowners who want to avoid probate.

The main reasons to look elsewhere: if you need a standalone document without a full plan (try LawDepot), if you want included attorney consultations (try LegalZoom), or if you're extremely cost-conscious and can work with a less polished interface (try Standard Legal).

Frequently Asked Questions