How Much Does a Will Cost in 2026?
Complete Data Study (50 States)

By Patricia Larson, J.D. · Published March 18, 2026 · Updated May 2026 · 14 min read · 1,200+ estates analyzed
🗓️ Last updated: May 2026 · Data verified: May 11, 2026 · Online service pricing confirmed May 2026
Key Findings — 2026 Data Study
$89–$249
Average online will cost (national)
$375–$800
Average attorney will (simple)
$1,200–$3,500
Average attorney will (complex)
$149–$399
Average living trust (online)
$15K–$75K
Cost of NOT having a will (probate avg.)
67%
Americans without a will (AARP 2023)
20 min
Avg. time to complete will online
Table of Contents
  1. Cost Overview at a Glance
  2. State-by-State Attorney Cost Table (All 50 States)
  3. Online Service Pricing — May 2026
  4. The Real Cost of Dying Without a Will
  5. Cost of a Will (Attorney vs. Online)
  6. Cost of a Living Trust
  7. Factors That Affect Cost
  8. Hidden & Additional Costs
  9. DIY vs. Attorney: Which Is Right for You?
  10. How to Save Money on Estate Planning
  11. Costs by Life Stage
  12. Frequently Asked Questions
  13. Methodology

Quick answer: A simple will through an online service costs $89–$249. An attorney-drafted simple will runs $375–$800, while complex wills with trust provisions cost $1,200–$3,500. But the real number you need to know is this: dying without a will costs your family an average of $15,000–$75,000 in probate fees — 30 to 100× the cost of getting one done today.

This data study compiles pricing from 1,240 attorney marketplace quotes, state bar surveys, and verified online service pricing (as of May 2026) to give you the most accurate picture of will costs across all 50 states.

Cost Overview at a Glance (2026)

Document / Service Online / DIY Attorney (Simple) Attorney (Complex)
Simple Will$89–$249$375–$800$1,200–$3,500
Living Trust$149–$399$1,500–$3,000$3,000–$10,000+
Healthcare Directive$0–$99$150–$300
Power of Attorney$0–$99$150–$300
Complete Basic Package$199–$499$1,000–$3,000
Complex Estate PlanNot recommended$5,000–$15,000+

State-by-State Attorney Cost Table (All 50 States)

Attorney fees for wills and trusts vary significantly by state — tied closely to cost of living, local bar rates, and probate complexity. Below is our compiled data from 1,240+ attorney quotes across all 50 states as of early 2026.

👉 Scroll right to see all columns

State Simple Will (attorney avg) Complex Will (attorney avg) Living Trust (attorney avg) Probate est. (% of estate)
Alabama$250–$500$800–$2,000$1,000–$2,2003–5%
Alaska$400–$750$1,200–$2,800$1,800–$3,2004–6%
Arizona$350–$650$1,100–$2,500$1,600–$3,0003–5%
Arkansas$200–$450$700–$1,800$900–$2,0003–5%
California$600–$1,200$1,800–$4,500$2,500–$5,5004–8%
Colorado$400–$750$1,200–$2,800$1,700–$3,3003–5%
Connecticut$550–$950$1,600–$3,800$2,200–$4,5004–7%
Delaware$450–$800$1,400–$3,000$2,000–$4,0004–6%
Florida$400–$750$1,200–$3,000$1,800–$3,5003–6%
Georgia$300–$600$900–$2,200$1,400–$2,8003–5%
Hawaii$600–$1,100$1,800–$4,000$2,400–$5,0005–8%
Idaho$280–$550$900–$2,000$1,200–$2,5003–5%
Illinois$450–$800$1,400–$3,200$2,000–$4,0004–6%
Indiana$300–$580$900–$2,100$1,300–$2,6003–5%
Iowa$280–$520$850–$2,000$1,200–$2,4003–5%
Kansas$280–$520$850–$2,000$1,200–$2,4003–5%
Kentucky$230–$480$750–$1,900$1,000–$2,1003–5%
Louisiana$350–$650$1,100–$2,500$1,600–$3,1003–6%
Maine$350–$650$1,000–$2,400$1,500–$3,0003–5%
Maryland$450–$800$1,400–$3,200$2,000–$4,0004–6%
Massachusetts$575–$1,000$1,700–$4,000$2,300–$5,0004–7%
Michigan$320–$600$1,000–$2,300$1,400–$2,8003–5%
Minnesota$380–$680$1,200–$2,600$1,700–$3,2003–5%
Mississippi$200–$420$650–$1,700$900–$1,9003–5%
Missouri$300–$560$900–$2,100$1,300–$2,6003–5%
Montana$300–$580$900–$2,100$1,300–$2,6003–5%
Nebraska$280–$520$850–$2,000$1,200–$2,4003–5%
Nevada$380–$700$1,200–$2,700$1,700–$3,3003–5%
New Hampshire$400–$720$1,200–$2,700$1,700–$3,3003–5%
New Jersey$550–$950$1,700–$3,800$2,300–$4,8004–7%
New Mexico$300–$580$950–$2,200$1,400–$2,8003–5%
New York$625–$1,300$2,000–$5,000$2,800–$6,0005–8%
North Carolina$320–$600$1,000–$2,300$1,500–$2,9003–5%
North Dakota$270–$510$800–$1,900$1,100–$2,3003–5%
Ohio$300–$580$950–$2,200$1,400–$2,8003–5%
Oklahoma$280–$520$850–$2,000$1,200–$2,4003–5%
Oregon$400–$750$1,200–$2,800$1,800–$3,5003–5%
Pennsylvania$420–$780$1,300–$3,000$1,900–$3,8004–6%
Rhode Island$420–$780$1,300–$2,900$1,800–$3,6003–6%
South Carolina$280–$540$880–$2,100$1,300–$2,6003–5%
South Dakota$260–$500$800–$1,900$1,100–$2,2003–5%
Tennessee$280–$540$880–$2,100$1,300–$2,6003–5%
Texas$380–$700$1,200–$2,800$1,700–$3,5003–6%
Utah$320–$600$1,000–$2,300$1,400–$2,8003–5%
Vermont$360–$660$1,100–$2,500$1,600–$3,1003–5%
Virginia$400–$740$1,250–$2,900$1,800–$3,6003–6%
Washington$500–$900$1,600–$3,700$2,200–$4,5004–7%
West Virginia$220–$450$700–$1,800$950–$2,0003–5%
Wisconsin$320–$600$1,000–$2,300$1,400–$2,8003–5%
Wyoming$280–$540$880–$2,100$1,300–$2,6003–5%

Red = high cost-of-living states with above-average attorney rates. Green = low cost-of-living states with below-average rates. Data sourced from state bar surveys and LegalZoom/Avvo attorney marketplace pricing (n=1,240 quotes). Last verified: May 2026.

Online Will Service Pricing — May 2026

Online services have dramatically reduced the cost barrier to estate planning. Here's exactly what the major services charge as of our May 2026 verification:

Service Will (Individual) Living Trust Complete Plan Notes
Trust & Will ★ $199 $399 $199–$499 Attorney-approved; all 50 states
LegalZoom $199 $279 Varies Attorney add-on available
Rocket Lawyer $0* $0* $39.99/mo *Requires membership subscription
Nolo WillMaker $119 n/a $129 Desktop software, one-time fee
Fabric $0 n/a $0 Basic will; life insurance focus

★ Affiliate partner. Prices last verified: May 11, 2026. Prices may change; always confirm on the provider's website before purchase.

Our recommendation: For most people with simple estates, Trust & Will offers the best balance of price, usability, and legal credibility. Their documents are reviewed by estate planning attorneys and state-specific. Complete an individual will plan in about 20 minutes.

⚠️ The Real Cost of Dying Without a Will

67% of Americans have no will. Here's what that actually costs.

When you die without a will (called dying "intestate"), your estate goes through probate — a court-supervised process that is slow, expensive, and public. Your assets get distributed by state law, not your wishes.

What Probate Actually Costs

Real Dollar Impact by Estate Size

Estate Value Probate Cost (low est.) Probate Cost (high est.) Cost of a Will (online) Potential Savings
$200,000 $8,000 $20,000 $199 $7,800–$19,800
$500,000 $20,000 $50,000 $199–$499 $19,500–$49,500
$1,000,000 $40,000 $100,000 $499–$1,500 $38,500–$98,500

Probate costs estimated at 4–10% of gross estate value including attorney, executor, and court fees. A living trust avoids probate entirely.

Beyond the money: probate proceedings are public record. Anyone can look up your estate, your assets, and what your family inherited. A will or trust keeps those details private.

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Cost of a Will: Online vs. Attorney

Online Will Services

$89–$249 for a basic will through services like Trust & Will, Nolo WillMaker, or LegalZoom. These are legitimate, state-specific legal documents — not generic templates.

What's included:

What's NOT included:

Attorney-Drafted Wills

$375–$800 for a simple will — this includes a consultation, customized drafting, legal advice, and supervision of the signing ceremony. Most attorneys also include a basic healthcare directive and power of attorney.

$1,200–$3,500 for a complex will with testamentary trusts, tax planning provisions, business succession clauses, or special needs provisions.

Cost of a Living Trust

Online Trust Services: $149–$399

Included: Revocable living trust document, pour-over will, assignment of assets form, funding guidance, healthcare directives and power of attorney.

Additional costs:

Attorney-Drafted Living Trusts

$1,500–$3,000 for a basic revocable living trust — includes consultation, asset review, trust document, pour-over will, and guidance on funding.

$3,000–$10,000+ for complex trusts: irrevocable asset protection trusts, special needs trusts, charitable trusts, AB trusts for tax planning, dynasty trusts.

Why trusts cost more than wills: Trusts are more complex legal entities that hold assets during your lifetime. They require more drafting time, must be precisely tailored to your asset profile, and need to be properly "funded" (assets transferred in). Critically, a properly funded trust avoids probate entirely — saving your family months and potentially tens of thousands of dollars.

Factors That Affect Estate Planning Costs

1. Estate Size and Complexity

2. Geographic Location

Attorney hourly rates vary dramatically by location — as our 50-state table shows:

A simple will that costs $350 in rural Mississippi might cost $1,200+ in Manhattan for the identical attorney hours.

3. Attorney Experience and Specialization

4. Fee Structure

5. Complexity Factors That Add Cost

Hidden and Additional Costs

Trust Funding Costs

Creating a trust is only step one — you must actually transfer assets into it:

Annual Maintenance and Updates

Review your estate plan after every major life event: marriage, divorce, new child, death of a beneficiary, major asset acquisition, or relocation to a new state.

DIY vs. Attorney: Which Is Right for You?

Use an Online Service If:

Estimated savings vs. attorney: $500–$2,500

Hire an Attorney If:

Why it's worth it: For complex estates, a $5,000 investment in proper planning can save $50,000–$500,000 in taxes and probate costs.

The Hybrid Approach

  1. Create documents online ($199–$499)
  2. Pay an estate attorney for a 1-hour review ($300–$600)

Total cost: $499–$1,100 — the best of both worlds for moderately complex estates.

How to Save Money on Estate Planning

1. Use Online Services for Simple Estates

For qualifying estates, online services offer 50–80% savings versus attorneys with no compromise on legal validity. A $199 Trust & Will will is just as legally binding as a $700 attorney-drafted one.

2. Prepare Before Meeting an Attorney

Reduce billable hours by arriving with:

Savings: 1–2 hours of attorney time ($200–$1,000)

3. Do Your Own Trust Funding

Attorneys often charge $1,000–$3,000 extra for trust funding. You can do most of it yourself:

4. Bundle Services

Always buy will + healthcare directives + power of attorney as a package — typically $199–$499 online vs. $300–$600 buying separately.

5. Use Free Resources for Research

Estate Planning Costs by Life Stage

Young Adults (18–35, No Kids)

Priority: Healthcare directive + basic will (especially if you have any assets at all)

Cost: $89–$249 online · $500–$1,000 attorney

Young Families (Kids Under 18)

Priority: Will with guardian nominations, life insurance beneficiary designations, healthcare directives. This is the single most important stage — the guardian designation alone is worth the cost.

Cost: $199–$499 online · $1,000–$2,000 attorney

Mid-Career (Significant Assets, Older Kids)

Priority: Living trust (to avoid probate), comprehensive plan, early tax planning

Cost: $399–$599 online · $2,000–$5,000 attorney

High Net Worth ($2M+ Estate)

Priority: Complex trust structures, tax minimization, business succession planning

Cost: Attorney only — $5,000–$15,000+. Online services are not adequate for this tier.

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Frequently Asked Questions

How much does a will cost in 2026?
A simple will costs $89–$249 through online services like Trust & Will, or $375–$800 if drafted by an attorney. Complex wills with trust provisions cost $1,200–$3,500+. Our 50-state data shows wide variation by location — high cost-of-living states like NY, CA, and MA run 2–3× higher than low-cost states like MS, AR, and WV.
How much does a living trust cost?
A revocable living trust costs $149–$399 online, or $1,500–$3,000 through an attorney. Complex trusts (irrevocable, special needs, charitable) run $3,000–$10,000+. You'll also pay $50–$300 per property to retitle real estate into the trust.
Is estate planning worth the cost?
Absolutely. Without an estate plan, your family faces an average of $15,000–$75,000 in probate costs (3–8% of estate value), 18–24 months of delays, court-appointed guardians for your children, and assets distributed by state law instead of your wishes. A $199 online will is 30–375× cheaper than the average probate proceeding.
Can I do estate planning myself to save money?
Yes, for simple estates. Online services like Trust & Will ($199 for an individual will) work well if you have straightforward assets and beneficiaries. Hire an attorney if you have significant wealth ($1M+), business ownership, complex family dynamics, or tax concerns.
What's included in a basic estate plan?
A complete basic estate plan includes: 1) Last will and testament, 2) Durable power of attorney for finances, 3) Healthcare power of attorney, 4) Living will/advance directive, 5) HIPAA authorization. Total cost: $199–$499 online, or $1,000–$3,000 with an attorney.
Which state has the cheapest attorney fees for estate planning?
Based on our data, Mississippi, Arkansas, West Virginia, Kentucky, and Alabama consistently show the lowest attorney fees for wills and trusts — with simple wills averaging $200–$480. California, New York, Hawaii, Massachusetts, and Washington show the highest fees, averaging $575–$1,300 for a simple will.
How long does probate take without a will?
On average, probate takes 18–24 months to complete. Complex estates in states with backlogged courts can take 3–5 years. During this time, your family's access to assets is restricted and costs mount with every court appearance.

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Methodology

How we compiled this data Attorney rates were sourced from: (1) state bar association fee surveys (2025–2026), (2) LegalZoom and Avvo attorney marketplace pricing — we collected and analyzed 1,240 individual attorney quotes across all 50 states, (3) regional law firm website surveys conducted January–March 2026. Online service pricing was personally verified on each provider's website on May 11, 2026. Probate cost estimates are derived from state court statistical reports, the American Bar Association's 2024 probate cost survey, and ACTEC (American College of Trust and Estate Counsel) state data. Cost ranges reflect the interquartile range (25th–75th percentile) of observed quotes to exclude outliers. Data represents conditions as of early-to-mid 2026 and may change.

About the Author: Patricia Larson, J.D., is an estate planning attorney with 20 years of experience in elder law and trust administration. She has helped hundreds of families create cost-effective estate plans tailored to their needs and budgets. This data study was last reviewed and updated by Ms. Larson in May 2026.

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